BT Credit Card
Spend on your card, save on your BT bill
Each card purchase gives you money off your BT bill, and with a discount of 1p for every £1.50 you spend, the discounts can really mount up.
| Total monthly spend on your card | Annual savings on your bill |
|---|---|
| £300 | £24 |
| £500 | £40 |
| £750 | £60 |
| £1000 | £80 |
Simply type in your monthly spending on your current Debit or Credit Cards and see how much you could save by using a BT Credit Card instead. For every £1.50 spent you get a penny back off your monthly or quarterly BT bill – with no upper limit. Just imagine what all those groceries, household items and clothes could add up to.
- There is no limit to the amount of discount that can be earned through the Reward in any 12 month period. Applies to eligible card purchases. Reward of 1p for every full £1.50 spent in any one month. Discount applied to next available BT home telephone bill. BT billing address must be the same as the BT Credit Card billing address. Exclusions and conditions apply. See Terms and Conditions for details.
- If you do not pay your balance in full we will use your payments to reduce lower rate balances before higher rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates, and start dates are the same then the one with the lowest standard rate. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
- Instant decision is only available Monday to Thursday 8am to 8pm and Friday 8am to 5pm. If you apply out of hours you should hear from us within 10 working days.
The BT Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA).
BT is a trademark of British Telecommunications plc and is used under licence. British Telecommunications plc and MBNA Europe Bank Limited are independent legal entities and are not partners. Neither British Telecommunications plc nor MBNA Europe Bank Limited are entitled to enter into contracts, make binding commitments or representations on behalf of the other.
Savings calculator
See how much you could shave
from your BT bill
Just enter the amount you spend on your credit and debit cards and see how much you could shave from your BT bill.
Please enter your monthly spend below
Shave a year
off your BT Bill
What you need:
It only takes a few minutes to complete your credit card application online and you'll get an instant decision.3
Please have the following to hand:
- Your address history for the last three years
- Employment and salary details
- Details of current borrowings (loans, credit cards, overdrafts)
- Bank sort code and account number
- Your BT phone number